Budget

On the Budget page, add a toggle under Budget Settings that allows users to adjust 'Left to Budget' to reflect category overspending in the current period. When enabled, 'Left to Budget' would be calculated as Budgetable - Budgeted - Overspend. This would be useful for users who intentionally leave some of their budgetable inflow unallocated. Initially, the difference between Budgetable and Budgeted represents the amount that could potentially remain unspent at the end of the period; as overspending occurs, deducting it from Left to Budget provides a more realistic view of how much could ultimately be left over or saved. This effectively shows the optimistic starting point and then adjusts it downward as the period progresses and activity goes over budget in categories.

Support zero-based, or the envelope method of budgeting

Budget Presets currently need to be applied manually for each new budget period using the "Apply Budget Presets" button. Add the option to have Budget Presets automatically apply whenever a new budget period starts.

It would be nice to hide a budget category that was included in the budget but now has $0 available. Therefore it hides it so you know there’s no money in that category to spend anymore. Helps clean it up a bit since all of the main categories and sub categories can really run together.

i would love for the currencies to synce and converts to the main income currency, for example when im doing my monthly budget and my spouse and i have one income while im working in a different country and my wife expense are in a different currency. i would love to used two different currency while doing the budget and it converts automatically

Would be super useful to be able to set budget alerts for specific budget items. For example, if you have a category in your budget that is discretionary like restaurants, you could get an alert for the month letting you know when you hit a percentage of the planned expense. Could be implemented as part of the Rules functionality.

I would love for certain categories to be able to budget an amount for the year, rather than inputting month by month.

Trigger an email notification when a category spending goes over budget

Currently, a budget line-item appears to keep an "Adjustments History," a record of when the rollover amount was reset to a specific amount (in my case always "$0" at the point where my budget records start) that offers the user the ability to delete any individual adjustment. I would like to have this, or something similar, record transfers I make between budgets' rolled-over fund balances: for each such operation, display something like "Transferred $AMOUNT from [Category A] to [Category B] (remove)", with "remove" (after confirmation) causing an atomic reversal of the operation.

Right now, categories that roll over to the general pool distort future months: at the start of a month, the full budgeted amount looks like it’s rolling forward, even though most will be spent. This gets worse in future months because the rollover accumulates and paints a distorted picture of what will actually be available. Possible solutions: Only apply rollovers (to general pool) at month transition (on the 1st). Or provide the option to do so. Separate planning vs. rollover numbers (budgets display clean, rollover tracked separately). Either would preserve accurate planning while still allowing true leftovers to flow into the pool.